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For Family Members

Planning for financial success is a family affair

We recognize that as a spouse, partner, or family member of an RPB plan participant, you may be interested in learning more about our plan and the benefits it provides to your family. At RPB, we greatly value your role, and that’s why our events and resources have been developed not just for our participants, but for their relatives as well.

Below, you’ll find the services and tools that we think may be most helpful to you as you learn more about everything RPB has to offer. But feel free to explore our site to learn more about why RPB came to be, our retirement plan investment choices, and our top-tier insurance benefits. And you can always contact us if you have any questions.

Resources for family members

We offer a range of resources and events that are available to our participants and their families. We invite you to use our tools and attend our events alongside your family member who is a plan participant.

  • Retirement Planning Seminar
    Our annual seminar—held each year in a different part of the country—is designed to help our plan participants ensure that they are on track for the retirement they want.
  • Quarterly Webinars
    Learn more about the latest trends and topics in retirement planning. We’ll also update you on economic and market trends, as well as the RPB plan performance.
  • RPB Navigator
    This custom tool provides our participants with resources and guidance for every stage of life.
  • Financial Planning Tools
    We’ve compiled a set of calculators designed to help our participants and their families make important financial decisions.
  • LifeWorks Financial Counseling
    Our partnership with LifeWorks gives you and your family access to complimentary financial planning services.
Have you recently inherited an RPB account?

We’re here to help you navigate the process of transferring the assets into your name. Call or email us with any questions.

Inheriting an RPB account

We understand that it can be difficult figuring out how to manage your inherited retirement account. That’s why we’re here to help clarify your options, explain the benefits of keeping your account with RPB, and execute your instructions.

Inherited retirement accounts have specific rules depending on your relationship to the original account owner. Our beneficiaries page provides additional information about the options available to different types of beneficiaries.

If you’ve inherited an account from your spouse, you’re eligible to keep the assets in an inherited 403(b) account at RPB, and can take advantage of the benefits we offer to our participants. If you’ve inherited an account from someone other than your spouse, make sure you understand the specific guidelines for your inherited account.

When you’ve inherited an account, you’ll have access to InfoExpress, our secure participant portal for viewing retirement account information and making investment changes. And the RPB Navigator can help you figure out how to manage your new RPB account. This custom tool provides you with resources for every stage of life.

When the time comes, you can request a distribution from your account by submitting a Flexible Monthly Payments form. Contact us if you’d like to request a lump sum distribution or a rollover.

Divorce settlements

While it’s never easy completing the division of assets in the wake of a divorce, RPB is here to simplify the process. In order to facilitate the transfer of assets into your name, RPB requires a qualified domestic relations order (QDRO). This is the only legal document that will be accepted to divide an RPB account in the event of a divorce. It may be included as part of a divorce decree or court-approved property settlement or issued as a separate order.

If you’re receiving a portion of your former spouse’s RPB 403(b) account, you’re eligible to keep the assets in your own 403(b) RPB account. Doing so means you can take advantage of the exclusive benefits we offer to our participants, including our cost-effective investment choices that enable you to tailor your retirement portfolio based on your time horizon and risk tolerance.

You also have a number of options for how you can take distributions from your account. Contact us if you have any questions.

How does RPB choose which investments to offer participants?

Our Investment Committee uses a disciplined process that adheres to leading financial and retirement industry practices.

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